About 債務重組收費 - 【iva.ctr.hk】

About 債務重組收費 - 【iva.ctr.hk】

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Based on ratings given in the last yr by clientele helped with DMP and fairness launch. Shoppers polled three months into their Remedy.

Banking limits: You might only be allowed to use a fundamental banking account in the IVA to avoid borrowing by an overdraft.

一般銀行只要求債務人變賣可套現資產物業，以減輕欠債額。現時大部份負資產人士及需補地價之業主，其物業都不會受影響。

For those who have the money to repay your debts, substitute personal debt repayment alternatives could possibly be really worth contemplating first.

If You begin to consider cash from your pension pot while you possess the IVA, this may rely as earnings and You may have to pay it to the IVA. Your insolvency practitioner will recommend you on this.

我們提供不同的計劃方案協助債務人解決債務問題，不同的計劃方案需要符合不同的債務重組條件。如果您不肯定自己的債務問題能夠對應哪個計劃，請參考我們的網頁，或與我們的專員聯絡，我們將為您提供初步免費諮詢，找到解決債務的方向。

Many creditors have signed as much as a thing known as the IVA protocol. What this means is they’re predicted to simply accept a proposal which has been written in keeping with the protocol with out asking for needless alterations.

一般而言，欠債人須向委託之會計師及律師支付其專業服務的費用，該費用因人而異，多以負債金額、債權人數目、物業數目等不同因素而定。

有債務人怕債務重組價錢高昂，但經過本公司申請，債務重組費用是在您節省利息的百分比來收費，成功後分期付款，而且不會多於您的還款金額，所以申請人並沒有額外付出之下，完成減供減息

When you’re even now having to pay money into your own pension, You may have to stop spending in the pension and use the money to pay for your creditors Whilst you hold the 債務舒緩 IVA. It would be achievable to carry on spending into your pension if you will find an important explanation. Ask your insolvency practitioner.

How and any time you pay back the insolvency practitioner may differ. Some practitioners will ask you to pay for a price just before creating an IVA.

If you will get extra cash flow or belongings for the duration of an IVA Acquiring an IVA could affect any upcoming earnings or assets you get. One example is, if you progress household all through an IVA, any funds you make as benefit from the sale within your residence may need being paid out in the IVA.

Should you be concerned about your 債務重組 deal with staying released Details of your IVA will probably be retained inside of a public sign up termed the person Insolvency Sign up. You could check with 債務舒緩邊間好 for your address not to be published for anyone who is worried somebody may see it and hurt you or your family.

An IVA will appear in your credit file and will make it more durable to obtain credit history. It will not be taken out until eventually 6 years following the day it had been accredited.